Privacy Policy

All information collected from Users, such as registration and credit card information, is subject to PredictRAM’s Privacy Policy which is available at Privacy Policy

User Conduct

Users agree to abide by these Terms and Conditions and all other rules, regulations and terms of use of the Website. In the event User does not abide by these Terms and Conditions and all other rules, regulations and terms of use, PredictRAM may, at its sole and absolute discretion, take necessary remedial action, including but not limited to:

* restricting, suspending, or terminating any User's access to all or any part of's Amusement Facilities;

* deactivating or deleting a User's account and all related information and files on the account. Any amount remaining unused in the User's Game account or Winnings Account on the date of deactivation or deletion shall be transferred to the User's bank account on record with PredictRAM subject to a processing fee (if any) applicable on such transfers as set out herein; or

* refraining from awarding any prize(s) to such User.

Users agree to provide true, accurate, current and complete information at the time of registration and at all other times (as required by PredictRAM). Users further agree to update and keep updated their registration information.

Users agree to ensure that they can receive all communication from PredictRAM by marking e-mails from as part of their 'safe senders' list. PredictRAM shall not be held liable if any e-mail remains unread by a User as a result of such e-mail getting delivered to the User’s junk or spam folder.

Any password issued by PredictRAM to a User may not be revealed to anyone else. Users may not use anyone else's password. Users are responsible for maintaining the confidentiality of their accounts and passwords. Users agree to immediately notify PredictRAM of any unauthorized use of their passwords or accounts or any other breach of security.

Users agree to exit/log-out of their accounts at the end of each session. PredictRAM shall not be responsible for any loss or damage that may result if the User fails to comply with these requirements.

Users agree not to use cheats, exploits, automation, software, bots, hacks or any unauthorised third party software designed to modify or interfere with Amusement Facilities and/or PredictRAM experience or assist in such activity.

Users agree not to copy, modify, rent, lease, loan, sell, assign, distribute, reverse engineer, grant a security interest in, or otherwise transfer any right to the technology or software underlying or Amusement Facilities.

Users agree that without PredictRAM’s express written consent, they shall not modify or cause to be modified any files or software that are part of's Amusement Facilities.

Users agree not to disrupt, overburden, or aid or assist in the disruption or overburdening of (a) any computer or server used to offer or support or the Amusement Facilities (each a “Server”); or (2) the enjoyment of's Amusement Facilities by any other User or person.

Users agree not to institute, assist or become involved in any type of attack, including without limitation to distribution of a virus, denial of service, or other attempts to disrupt's Amusement Facilities or any other person’s use or enjoyment of's Amusement Facilities
Users shall not attempt to gain unauthorised access to the User accounts, Servers or networks connected to's Amusement Facilities by any means other than the User interface provided by PredictRAM, including but not limited to, by circumventing or modifying, attempting to circumvent or modify, or encouraging or assisting any other person to circumvent or modify, any security, technology, device, or software that underlies or is part of's Amusement Facilities.

Without limiting the foregoing, Users agree not to use for any of the following:

To engage in any obscene, offensive, indecent, racial, communal, anti-national, objectionable, defamatory or abusive action or communication;

To harass, stalk, threaten, or otherwise violate any legal rights of other individuals;

To publish, post, upload, e-mail, distribute, or disseminate (collectively, “Transmit”) any inappropriate, profane, defamatory, infringing, obscene, indecent, or unlawful content;

To Transmit files that contain viruses, corrupted files, or any other similar software or programs that may damage or adversely affect the operation of another person's computer,, any software, hardware, or telecommunications equipment;

To advertise, offer or sell any goods or services for any commercial purpose on without the express written consent of PredictRAM;

To Transmit content regarding services, products, surveys, contests, pyramid schemes, spam, unsolicited advertising or promotional materials, or chain letters;

To advertise, offer or sell any goods or services for any commercial purpose on without the express written consent of PredictRAM;

To Transmit content regarding services, products, surveys, contests, pyramid schemes, spam, unsolicited advertising or promotional materials, or chain letters;

To download any file, recompile or disassemble or otherwise affect our products that you know or reasonably should know cannot be legally obtained in such manner;

To falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or the source of software or other material;

To restrict or inhibit any other user from using and enjoying any public area within our sites;

To collect or store personal information about other Users;

To interfere with or disrupt, servers, or networks;

To impersonate any person or entity, including, but not limited to, a representative of PredictRAM, or falsely state or otherwise misrepresent User’s affiliation with a person or entity;

To forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through or to manipulate User’s presence on;

To take any action that imposes an unreasonably or disproportionately large load on our infrastructure;

To engage in any illegal activities. You agree to use our bulletin board services, chat areas, news groups, forums, communities and/or message or communication facilities (collectively, the “Forums”) only to send and receive messages and material that are proper and related to that particular Forum.

If a User chooses a username that, in PredictRAM’s considered opinion is obscene, indecent, abusive or that might subject PredictRAM to public disparagement or scorn, PredictRAM reserves the right, without prior notice to the User, to change such username and intimate the User or delete such username and posts from, deny such User access to, or any combination of these options.

Unauthorized access to is a breach of these Terms and Conditions, and a violation of the law. Users agree not to access by any means other than through the interface that is provided by PredictRAM for use in accessing Users agree not to use any automated means, including, without limitation, agents, robots, scripts, or spiders, to access, monitor, or copy any part of our sites, except those automated means that we have approved in advance and in writing.

Use of is subject to existing laws and legal processes. Nothing contained in these Terms and Conditions shall limit PredictRAM’s right to comply with governmental, court, and law-enforcement requests or requirements relating to Users’ use of

Users may contact with problems or questions, as appropriate.

Persons below the age of eighteen (18) years are required to seek permission or consent from their parents or legal guardians before furnishing data, participating or entering on or the Amusement Facilities or inter alia, in the contest, uploading pictures, playing games or being part, directly or indirectly, of any activity on Entry to without consent from parent/s or legal guardian and consequent participation in any activity on PredictRAM Website is not permitted and such person is subject to disqualification at the sole and absolute discretion of PredictRAM, whenever it comes to the knowledge of PredictRAM.

PredictRAM believes that parents should supervise their children's online activities and consider using parental control tools available from online services and software manufacturers that help provide a child-friendly online environment. These tools can also prevent children from disclosing online their name, address and other personal information without parental permission.

Although persons below the age of 18 years are allowed to use certain Amusement Facilities on the with the consent of their parent/s or legal guardians, they may not (where expressly stated in the rules of the Contest) participate in Contest(s) hosted by PredictRAM.

PredictRAM may not be held responsible for any content contributed by Users on the


In order to register for the Contest(s), Participants are required to accurately provide the following information:

Full Name

E-mail address


Contact Number

Participants are also required to confirm that they have read, and shall abide by, these Terms and Conditions.

In the event a Participant indicates, while entering an address, that he/she is a resident of either Assam or Orissa, such Participant will not be permitted to proceed to sign up for any round in the paid version of the Contest as described below.

Once the Participants have entered the above information, and clicked on the “register” tab, and such Participants are above the age of 18 years, they are sent an email confirming their registration and containing their login information.

Legality of Game of Skill

Games of skill are legal, as they are excluded from the ambit of Indian gambling legislations including, the Public Gambling Act of 1867.The Indian Supreme Court in the cases of State of Andhra Pradesh v. K Satyanarayana (AIR 1968 SC 825) and KR Lakshmanan v. State of Tamil Nadu (AIR 1996 SC 1153) has held that a game in which success depends predominantly upon the superior knowledge, training, attention, experience and adroitness of the player shall be classified as a game of skill.

The Contest described above is a game of skill as success of Participants depends primarily on their superior knowledge of the game of Stocks,fundamentals,technicals statistics, knowledge of Sectors, relative form, stocks, performance in a particular territory, conditions and/or format (such as intraday and long terms), attention and dedication towards the Contest and adroitness in playing the Contest. The Contest also requires Participants to field a well-balanced side with limited resources and make substitutions at appropriate times to gain the maximum points.

By participating in this Contest, each Participant acknowledges and agrees that he/she is participating in a game of skill.


All prizes shall be subject to deduction of tax (“TDS”) as per the Income Tax Act 1961. Winners will be provided TDS certificates in respect of such tax deductions. The Winners shall be responsible for payment of any other applicable tax, including but not limited to, income tax, gift tax, etc. in respect of the prize money.


The Contests are for entertainment purposes only. The site is limited to personal, non-commercial use and the content contained therein may not be copied, modified, duplicated or distributed in any form or for any reason without the express written consent of This Participant Agreement is subject to changes by without prior notice. reserves the right to cancel the Contests at any time, without prior notice, for any reason. Data provided on this site may be delayed as specified by financial exchanges information providers. and its vendors believe their data and text services to be reliable but accuracy is not warranted or guaranteed.


Registration for the Contest is an online process. To register, click on the Registration page. By registering to participate in a contest, you agree that any and all information you supply in the registration process is current, truthful and complete. You also agree that you, the Participant, will be the only authorized user of the site using your user name and password. You agree not to provide or make known your user name and password to any other person for the purpose of facilitating that person's access and unauthorized use of the site.

For questions regarding this Agreement or the Rules for any contest, contact Customer Support at

Intellectual Property

All rights, tangible and intangible, including copyright and other intellectual property rights,with regard to the Services, the Site and the Software, and any content or information displayed or contained therein, belong exclusively to the Company, unless expressly provided otherwise. The Company is merely permitting the User to play Games online and not use the same for any other commercial gain, and no right of any nature whatsoever is being passed on the user by virtue of permitting him / her to play the Game. Using the Services, the Site and the Software does not, expressly or impliedly, give you ownership of any intellectual property rights in the Services, Site or Software or the content or information you access. While the Company retains all rights, including copyright, over any content which may be generated by Users, including but not limited to the contents of chat messages or message boards/forums ("User-generated Content"), you acknowledge that the Company is not responsible for such User-generated Content. You understand that you will be accessing such User-generated Content at your own risk, and will not hold the Company responsible for an obscene, defamatory, illegal or otherwise offensive User-generated Content which may be displayed or accessible. Our Services, Site or Software may display content which does not belong to the Company. The Company is not responsible for such content, and this content is the sole responsibility of the person or entity that makes it available.

Limitation of Liability and Indemnity

The Company shall not be liable for any claim, loss, injury, or damages (direct, indirect, incidental or any other kind whatsoever) arising from or in connection with your use of the Services, the Site or the Software.

You agree to indemnify and hold harmless the Company against any claims, actions, suits, damages, penalties, or awards brought against us by any entity or individual in connection with or in respect of your use of the Services, the Site or the Software.


The Company makes no warranty or representations about the accuracy or completeness of the content contained on the Site, the Services or the Software. The Site, the Services and the Software, and all content, materials, information, services, and products contained therein, including, without limitation, text, graphics, and links, are provided ‘as is’ and without warranties of any kind, whether express or implied.

The Company disclaims all warranties, express and implied with regard to the merchantability and fitness for a particular purpose, non-infringement, freedom from computer virus etc of the Site, the Services or the Software. The Company does not represent or warrant that the functions contained in the Site, the Services or the Software will be uninterrupted or error-free, that defects will be corrected, or that they or the server that makes the Site, the Services or the Software available are free of viruses or other harmful components.

The Company also reserves the right to limit your use of the Services or participation in any Game, or terminate your Account, in case it determines that you have intentionally caused any malfunction or disruption of the Services. The Company is not liable for any potential winnings from any unfinished trade.

Use of Services

Commercial use of the Services, Site or Software is strictly forbidden. The User is only allowed to use the Software for his/her personal entertainment. Under no circumstances shall a User be permitted to use his/her Accounts for any purpose other than for playing the Games. The Company reserves the right to monitor any effort to establish multiple accounts; in the event the Company discovers that you have opened more than one Chips Account or Winnings and Bonus Account per person, all additional accounts will be closed without notice and continued violation will result in the termination of any and all of your Accounts and the Company may void any associated winnings The User may not attempt to modify, decompile, reverse-engineer or disassemble the Software in any way. The use of external player assistance programs ("EPA Programs") or artificial intelligence, including, without limitation, ‘robots’ is strictly forbidden in connection with the Services, the Site, the Software and the Games. All actions taken in relation to the Games by a User must be executed personally by the User through the user interface accessible by use of the Site and/or the Software. You agree that PredictRAM Enterprise may take steps to detect and prevent the use of EPA Programs, robots/ bots, or any form of artificial intelligence. Such action may include, but is not limited to, the examination of software programs running concurrently with the PredictRAM Enterprise Software on the User's computer.

Collusion and Fraud Prevention

In order to ensure fair play for all users of the Services, we have taken steps that will prevent you from colluding with other players in order to win/lose or otherwise determine the outcome of a Game. By accepting the Agreement you agree that you will not play the any Game in partnership with or by communicating with other players to give undue benefit to you or other players. In case a player is found to be involved in such activities the Company has the right to withhold the Cash Balance in your Accounts and to cancel and close the Accounts without any communication to you. The Company retains the sole right to determine what constitutes collusive or fraudulent activity in relation to the Services, and its decision in such matters shall be final. In the event the Company finds collusion, fraud or any other unfair practices, it has the right to cancel any such Games and refund the points/amounts involved in any such Games.

Third Party Sites

The Site may provide links to third-party web sites. Third parties and third party web sites may have different privacy policies, terms and conditions and business practices than we do. Your dealings or communications with any party other than the Company are solely between you and that third party. Reference on the Site to any product, process, publication or service of any third party by trade name, domain name, trademark, trade identity, service mark, logo, and manufacturer or otherwise does not constitute or imply its endorsement or recommendation by the Company.

Accepting the terms and conditions

Your using this site is undertake to have read and abide by the above terms and conditions

Changes to terms

We may make changes to the terms from time to time.When these changes are made, Juspay shall make the amended copy of the terms available in an accessible location. You understand and agree that if you use the offering after the date on which the terms have changed, or after the date by which you have to respond as per these terms has passed, SuBilion will treat your use as acceptance of the amended terms.

No Investment Advice by

We are not investment advisory services, nor are they registered investment advisors or broker-dealers and do not purport to tell or suggest which securities customers should buy or sell for themselves. The analysts, employees, and/or affiliates of the Company may hold positions in the stocks or industries discussed here. You understand and acknowledge that there is a very high degree of risk involved in trading securities. The Company, the authors, the publisher, and all affiliates of Company assume no responsibility or liability for your trading and investment results. Factual statements on the Company's website, or in its publications, are made as of the date stated and are subject to change without notice.

It should not be assumed that the methods, techniques, or indicators presented in these products will be profitable or that they will not result in losses. Past results of any individual trader or trading system published by Company are not indicative of future returns by that trader or system, and are not indicative of future returns which be realized by you. In addition, the indicators, strategies, columns, articles and all other features of Company's products (collectively, the "Information") are provided for informational and educational purposes only and should not be construed as investment advice. Examples presented on Company's website are for educational purposes only. Such set-ups are not solicitations of any order to buy or sell. Accordingly, you should not rely solely on the Information in making any investment. Rather, you should use the Information only as a starting point for doing additional independent research in order to allow you to form your own opinion regarding investments. You should always check with your licensed financial advisor and tax advisor to determine the suitability of any investment.

Company names, products, services and branding cited herein may be trademarks or registered trademarks of their respective owners and the owners retain all legal rights. The use of trademarks or service marks of another is not a representation that the other is affiliated with, sponsors, is sponsored by, endorses, or is endorsed by the Company.
We believe that all individuals, employees, customers, investors and shareholders create value with everything we do. Our goal is to work together to elevate each other's potential and increase their value no matter the subject area and without prejudice. When we work together to help people rise in their potential, we will make the world a more inclusive, brighter and wonderful place.
We believe that everyone, employees, customers, investors and shareholders should share in our successes, no matter how big or small. We will create an organization, movement and philosophy that stands the test of time; that will make any individual proud to be connected to the success of realizing our vision.
We must be impactful in a socially responsible and authentic manner. It is not enough to “do no evil we strive to create relationships and products that are beneficial and accountable to society by being conscious of the impact we make with our actions, words and deeds.
Our success depends on creating technologies, processes, methodology, services and products that are not just “okay” but change the way we look at the world and drive forward our understanding of our world.
Whether between employees or with our customers and partners, every relationship we build creates value and makes that relationship a stakeholder in our success. Honest, open communication creates lasting relationships through which we can realize our vision and change the world.
Whether it is realizing a squirrel revolt or eating more pie than anyone else, we won't be afraid to have fun. We will embrace our imagination to create compelling relationships, stories, networks and technology that is enjoyable as well as profitable.

Promotional Terms


Vote n cash

As a promotional activity we offering our users real cash for collecting votes on poll created by them.

Minimum Eligibility

Poll should be in a clear language and easy to understand for users

Must have image or link on image

Minimum 30 votes on each votes will be eligible for cash. Below 30 votes will be trated as 0.

Reffer n cash

Flat Rs 10 cash for each reffer

Minimum 10 Reffer required